California Motor Vehicle Title Search – Buying a used car can be a difficult proposition. It takes a diligent search, test drives and a lot of reading to find the right car. One step that should never be overlooked is to look for any links on the title. If you make a mistake and there is a lien on the vehicle, you may wake up to repossess your new car with little you can do about it.
The difference between a car registration and a car title is that the title relates to the ownership of the car, notifies the state that actually owns the vehicle, and lists any liens on the vehicle.
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California Motor Vehicle Title Search
Registration, on the other hand, refers to the number plates on the car. License plates generate revenue for the state and are usually paid to the state’s DMV. The title usually does not include registration or number plate information and should always be kept in a safe place. Registration, on the other hand, must be kept on the vehicle.
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A car lien is a lien that a loan company, bank or other party has on a vehicle in exchange for their help paying off the vehicle. A good example of a lien is a car loan. In exchange for the money to buy the vehicle, the bank places a lien on the vehicle, which acts as “security” for the bank against which you will repay the loan. If you fail to repay the loan, the bank has a legal right to the vehicle, which they will repossess and sell to settle your loan.
Liens may be applied to the vehicle by entities other than banks or finance companies. If vehicle taxes or fees are not paid, the local government may levy a charge on the vehicle. Unfortunately, liens are transferred to the new owner if the car is sold, so before buying a used vehicle, it’s important to check that there are no outstanding liens against it.
Step 1: Review the papers. The first thing is to go through all the documents related to the vehicle, especially the title and registration in detail.
While the details listed on the title vary by state, it should include information about the current owner, previous owners and any current or past warranties on the vehicle.
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Step 2: Get more documents. Ask for additional paper if needed. If the title shows that there was ever a lien on the vehicle, ask the seller to provide proof that the lien was satisfied.
The seller must have a copy of the lien release, which is a legal document showing that the lien has been satisfied. A timber release may be stated on the title or as a separate document, which varies by state.
Step 3: Compare the VIN number. Get the car’s VIN number and make sure it matches all the documents attached to the car, including the registration, title and any authorization documents.
The VIN number is located on a small metal plate on the vehicle’s dashboard on the driver’s side. It is a 17-digit number that contains both numbers and letters. If the VIN plate is missing, the number is incomplete or does not match the number on the vehicle documentation, do not buy the car.
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Warning: Every vehicle seller must collect all of these documents and have them ready for you to see. If they do not have a copy of the title, current registration or lien document, do not proceed with the sale until they produce all of these documents. If they seem reluctant to provide them, there’s a good chance they don’t have a clear title to the car and you’ll have to move into another vehicle.
If you have a VIN number, there are several sources that allow you to check the VIN online, which will alert you to any liens on the vehicle and also give you the history of the car, such as if it has ever been in someone’s. an accident It is recommended that you pull a driving history on any car you are seriously considering.
Step 1: Get the VIN number. Pull the VIN number of your car. It allows you to check online for lien and general history of the vehicle.
Step 2: Use the Title Checker feature. Go to your state’s DMV site and see if they have a title checker.
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It varies by state but most have this feature. It allows you to enter the VIN number of any vehicles you are considering and it records title information. You need to be able to determine if there is a lien against the car.
If the title is clear, you’re good to buy; If care is shown on the vehicle, you should return to the seller and ask for more information.
Step 2: Use the Title Check feature. Go to your state’s DMV site and see if they have a title check feature.
It allows you to enter the VIN number of any vehicles you are considering and displays title and provisional information. You may need to visit your local DMV office if your state does not offer online access.
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If the title is clear, you’re good to buy; However, if it shows a charge on the vehicle, you should return to the seller and ask for more information. There are a few things to consider:
Errors or delays occur with the DMV. If the seller claims they have paid the lien, but the title still shows a lien on the vehicle, the DMV may not have been properly notified of the lien payment.
The seller should be able to correct this problem by going to the DMV office with proof of their release. There may be a fee for this which is payable by the seller.
If the seller loses the release, they must go back to the bank or financial institution to get a copy of it to bring to the DMV.
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Step 2: Take a vehicle report. Use a website like CarFax, AutoCheck or CarProof to pull up a vehicle report.
Although this option is not free, it not only puts your worries to rest, but it also alerts you to recalls associated with the vehicle and also if the car is ever involved in an accident.
Step 3: Visit the DMV. If your local DMV does not offer online access to titles, it is possible to visit their local office and request a title report.
This report provides lien information and in most cases will alert you to any accidents in which the car is involved. There is usually a lower fee but it varies by state.
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The seller should be able to correct this problem by going to the DMV office with proof of their release to correct the title. There may be a fee for this that the seller has to pay.
There is also the possibility that the seller may lose the release charge payment. If that is the case, they will need to go back to the bank or financial institution to get a copy to bring to the DMV.
No matter how you look for maintenance, if one comes up, you’ll have to deal with it before you buy the vehicle. Never buy a vehicle with active robberies against it. All liens must be satisfied before completing the purchase.
If you are selling a vehicle that has a lien on it, or if you have purchased a vehicle and you discover there is a lien against it, it is important to remove the lien.
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Step 1: Resolve the lien. If there is a legal lien on the vehicle, the only way to remove it is to pay the lien.
If you are a car seller, contact the owner, get the correct payment amount and pay the right. The lien holder must release the lien and send a copy of the lien to you and the DMV, which must be marked on the car’s title, giving you free and clear ownership of it.
If you bought a vehicle with a warranty, contact the seller and ask them to fix the problem. If they refuse, your only option is to pay it yourself.
Step 2: Visit the DMV. Go to a DMV office to show proof that the lien has been released.
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If you bought the vehicle, the DMV should remove the lien on the title and transfer it to your name.
One of the most important steps in the car buying process is to verify that the used vehicle is debt free before completing the sale. This avoids the major hassle of having the car repossessed and gives you peace of mind knowing that the car.
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